The following is a partial list of programs offered by LendMoney Mortgage Services, LLC with a brief description of the key elements.

• CONVENTIONAL: Programs to include purchases, refinances, and cash outs up to 4 million.
• 100% RATE OR TERM RE-FINANCING: For the customer wanting to obtain a lower interest rate. Loans are based on a maximum of 100% of appraised value.
• CONSTRUCTION/PERM: Offers a one time closing for those who are building their homes themselves. During construction, the loan can be locked at a permanent rate or at a floating rate, which is converted to a fixed or adjustable rate after completion.
• SECOND HOME: A program for the homebuyer wishing to purchase a vacation home. This purchase can be financed up to 100% depending on the loan amount.
• INVESTOR/RENTAL PROPERTY: Buyers who are looking to generate rental income by purchasing these types of properties. Multiple property ownership is allowed under certain programs. Financing up to 100% is available.
• NO INCOME VERIFICATION: This offers the self employed borrower or special borrower who wish not to provide tax returns, P&L's, or pay stubs to finance 100% on a refinance or 100% on a purchase.
• BALLOON/ARM'S: These programs are intended for the homebuyer who feels they will only occupy the property for a short period of time, and/or want to take advantage of the lowest rate possible.
• NON-TRADITIONAL: Specializing in customized loans to fit your specific needs and financial goals.
• ALT-A/SUBPRIME: Programs for borrowers with less than perfect credit to include financing up to 100%.
• EQUITY LOANS: Buyers who are looking to cash out on their home, debt consolidation.

*Interest only option available on most programs.